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ChatGPT
Risk Overview
Moderate Risk
5
/10
Text Generation
·
Conversational AI
·
Code Generation
·
Image Generation
·
Top Risks
Mandatory arbitration + class action waiver. Default training. 2024 ad data sharing addition. Agentic tools can browse web, execute code, access files.
Mitigations
Use Temporary Chats. Opt out of training in settings. Enterprise plan for stronger protections.
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Highest Risk Categories
The highest-scoring risk categories identified in this assessment.
Legal Terms
Mandatory individual arbitration. Class action waiver. NAM arbitrator. No jury trial.
9
/10
Training Use
Default opt-in Free/Plus. Opt-out available. Temporary Chats excluded. Enterprise excluded by default.
6
/10
3rd-Party Sharing
Shares device/cookie IDs with ad partners (2024 update). No chat content sold. Aggregated sharing for improvement.
5
/10
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Updated July 2026 • AI-assisted research • Reviewed by Verax • Report an issue
Reference Documentation
Official documentation and policies referenced as part of this assessment.
Terms of Service
https://openai.com/policies/row-terms-of-use
Privacy Policy
https://openai.com/policies/row-privacy-policy