Extremely aggressive mandatory arbitration with non-severable class action waiver and $100 liability cap; irrevocable broad license on User Content including biometric voice/likeness data for custom avatars; no explicit prohibition on using avatar data for model training; processes biometric data (voice cloning, avatar likeness).

Opt out of arbitration clause within 30 days of first use (written notice required); carefully review what data is uploaded as custom avatar/voice content; use enterprise agreement for stronger data protection terms; leverage SOC 2 certification for security assurance.